Archived Blogs

Tax Savers Credit Reminder

Posted on March 27, 2018 by retirementtimesnewsletter You may be eligible for a valuable incentive, which could reduce your federal income tax liability, for contributing to your company’s 401(k) or 403(b) plan. If you qualify, you may receive a Tax Saver’s Credit of...

read more

Hey Joel! Loan Policy Question

Posted on March 27, 2018 by retirementtimesnewsletter Answers from a recovering former practicing ERISA attorneyDo you have a question for an ERISA attorney burning in your heart? Well, you’re not the only one! Welcome to our new Retirement Times feature, Hey Joel!...

read more

Is it Time for a Plan Refresh

Posted on March 27, 2018 by retirementtimesnewsletter The duty to provide participants with sufficient information to make consistently informed retirement investment decisions is a basic fiduciary responsibility under ERISA Section 404(a). However, there could be...

read more

The Explosion of Bitcoin

Posted on February 28, 2018 by retirementtimesnewsletter From Wall Street Journal articles and editorials in Barron’s, to Facebook posts and holiday dinner conversations, Bitcoin is everywhere. This is not surprising when you consider Bitcoin’s exponential growth in...

read more

Weather or Not, Stay Invested

Posted on January 26, 2018 by retirementtimesnewsletter 2017 was one of the strongest years on record for hurricanes in the Atlantic region of the United States and among the costliest of seasons on record, with preliminary estimates totaling over $200 billion. This...

read more

Behavioral Finance

Posted on January 25, 2018 March 14, 2018 by retirementtimesnewsletter Deferred compensation programs typically offer open enrollment year-round. Employees can choose to participate when they feel ready and motivated to do so. This traditional enrollment method is...

read more

Internal Benchmarking for Continuous Improvement

Posted on December 29, 2017 by retirementtimesnewsletter External benchmarking helps the plan sponsor identify areas where their plan is behind peers in the industry and sets goals for plan growth and improvement. Internal benchmarking helps plan sponsors measure...

read more

Understanding Fees and Avoiding Fee-based Litigation

Posted on December 29, 2017 by retirementtimesnewsletter There are many different fees presented in DC plans and may include investment management fees, management fees, administrative fees, revenue sharing fees and more. It is imperative that plan sponsors are aware...

read more

Healthcare Update

Posted on December 29, 2017 by retirementtimesnewsletter Healthcare costs often represent the largest retiree expense. Additionally, healthcare costs are increasing at a rate faster than the CPI (inflation). One 2016 study found that a healthy retiring couple would...

read more

Above and Beyond: The Latest in Menu Innovations

 Posted on December 29, 2017 by retirementtimesnewsletter North Carolina has nine DB plans with assets of $93 billion and three DC plans—a 457(b) plan with 53,080 participants and $1.3 billion in plan assets, a 401(k) plan with 247,114 participants and $9.2 billion in...

read more

Your Retirement Date

December 22, 2017 by retirementtimesnewsletter Retirement can be the most wonderful time of your life, truly the golden years. It is up to you to do what you can to make it so. Enjoying good health in retirement is key to quality of life. The other major determiner of...

read more